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  • Outflow shows reduced need for hedge as Fed cools inflation
  • Retail investors yanked money after record TIPS losses

The great market inflation hedge of the pandemic era is officially over.

Between cash outflows and capital losses, the combined assets of the 10 largest US exchange-traded funds that focus on inflation-linked bonds have tumbled from a peak of more than $99 billion in early 2022 to around $57 billion. That’s about what they held in late 2020, before the outbreak of the nation’s first major consumer-price surge since the early 1980s.

The pullback underscores how confident investors are that the Federal Reserve has brought inflation back under control. That’s expected to be evident Tuesday, when economists predict the Labor Department will report that the annual increase in the consumer-price index pulled below 3% for the first time in roughly three years. In June 2022, it was rising at about three times that pace.

The shift in sentiment isn’t surprising, given that Fed officials share investors’ confidence and anticipate that they will be able to start dialing back interest rates this year to avoid stifling the economy. And ETFs that cater to the investment trend of the moment typically see big pullbacks when investors move on to the next big thing.

“We experienced huge growth post-Covid,” Lindsay Rosner, head of multi-sector fixed income investing at Goldman Sachs Asset Management, said about the TIPS flows. “Now, growth feels soft-landing-ish and the need for inflation protection has been lessened. There is less of a demand for this style portfolio allocation.”

But some of the pullback may reflect another fact: The ETFs didn’t actually fare that well as a safeguard against inflation.

While Treasury inflation-protected securities, or TIPS, provide additional payments to make up for the rise in consumer prices, they weren’t insulated from the impacts of the Fed’s monetary policy tightening. As the central bank pushed up interest rates with unusual speed, their prices tumbled along with other fixed-income securities, more than erasing the extra payouts tied to inflation.

A Bloomberg index tracking the TIPS lost a record 12% in 2022. After rebounding 3.9% last year, the benchmark lost 1.2% so far in 2024.

Michael Pond, the head of global inflation-linked research at Barclays Capital, said the losses may have surprised individual investors who flocked to the ETFs, thinking they were a haven. When they lost money instead, many likely decided to pull out.

BlackRock Inc.’s $19 billion iShares TIPS ETF – the largest of its kind — attracted a record $12 billion in 2021, only to see $14 billion withdrawn in the following two years. The fund lost about 5% over the past three years.

“When TIPS had negative returns, many sold them after the fact because they hadn’t performed,” Pond said.

Written by:  and  @Bloomberg

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